Staking Rewards Calculator
Estimate crypto staking rewards with this free calculator. Enter your stake, APR, period and compounding frequency to project rewards, final balance and effective APY.
Updated 2026-06-14 · Free · No sign-up · Runs privately in your browser
Show the formula & steps
Projection assumes a constant reward rate and reinvested rewards. Real staking yields and token prices fluctuate. Not financial advice.
How the Staking Rewards Calculator Works
Staking lets you lock up proof-of-stake coins to help secure a blockchain, earning rewards in return. This calculator projects how much you could earn by entering your staked amount, the annual reward rate (APR), the staking period in years, and how often rewards compound.
The Formula
When rewards are reinvested, your balance grows by compound interest:
Final balance = principal × (1 + APR/n)^(n × years) Rewards = final balance − principal
Here, APR is the annual rate as a decimal and n is the number of compounding periods per year (1 for yearly, 12 for monthly, 365 for daily). The effective annual yield is:
APY = (1 + APR/n)^n − 1
Worked Example
Suppose you stake 1,000 coins at an 8% APR for 1 year, with rewards compounding daily (n = 365):
- Final = 1,000 × (1 + 0.08 / 365)^(365 × 1) = 1,083.28 coins
- Rewards = 1,083.28 − 1,000 = 83.28 coins
- Effective APY = (1 + 0.08 / 365)^365 − 1 = 8.33%
So daily compounding turns an 8% APR into an 8.33% effective return.
APR vs APY at a Glance
The table below shows the effective APY for an 8% APR under different compounding frequencies.
| Compounding | Periods/year (n) | Effective APY |
|---|---|---|
| Yearly | 1 | 8.00% |
| Monthly | 12 | 8.30% |
| Weekly | 52 | 8.32% |
| Daily | 365 | 8.33% |
Things to Keep in Mind
- Rates change — network reward rates shift as more or fewer validators join.
- Lock-up periods — some networks freeze your stake for days or weeks, during which you cannot sell.
- Price risk — earning more coins does not protect you from a falling token price.
- Fees — staking pools and exchanges often take a commission that lowers your real APR.
This tool is for educational projections only and is not financial advice.
Frequently asked questions
How are staking rewards calculated?+
Staking rewards grow your stake by a periodic reward rate. With reinvested (compounded) rewards, the final balance equals principal × (1 + APR/n)^(n × years), where n is how many times per year rewards compound. The rewards earned are simply the final balance minus your original stake.
What is the difference between APR and APY in staking?+
APR is the simple annual reward rate before compounding. APY is the effective yearly return once rewards are reinvested, so APY = (1 + APR/n)^n − 1. If an 8 percent APR compounds daily, the APY is about 8.33 percent. APY is always equal to or higher than APR.
Does compounding frequency change my staking returns?+
Yes. The more often rewards are added back to your stake, the more you earn, because each new reward also earns rewards. Daily compounding yields slightly more than monthly or yearly compounding at the same APR, though the difference is small at typical staking rates.
Are projected staking rewards guaranteed?+
No. This calculator assumes a constant reward rate and stable token price, but real staking yields change with network participation, inflation schedules and validator performance. Token prices are also volatile, so your dollar value can rise or fall regardless of coin rewards. Treat results as estimates, not guarantees.
What APR should I use for staking?+
Use the current advertised reward rate for your chosen network or platform. As a rough guide, Ethereum staking has historically yielded around 3 to 5 percent, while some proof-of-stake chains advertise 5 to 20 percent. Always check the live rate, since rates change frequently and may include lock-up periods.