Finance & Investing

Split your take-home pay with the 50/30/20 rule. Enter your monthly income to see how much goes to needs, wants, and savings with this free budget calculator.

Check the 3x rent rule fast: find the income you need to qualify for a rent, or the maximum rent you can afford on your income. Two modes, instant results.

Free APY calculator: turn a nominal rate and compounding frequency into the true annual percentage yield, plus year-one interest and ending balance on a deposit.

Find your Atal Pension Yojana monthly contribution from the official PFRDA chart by entry age (18–40) and chosen pension (₹1000–₹5000), plus the total contributed to age 60.

Find your Barista FIRE number — the smaller nest egg you need when part-time income covers part of your expenses. Compare it to full FIRE and track your progress.

Generate a free bill of sale online. Fill in the seller, buyer, item and price to create a ready-to-sign bill of sale, with the price written out in words automatically.

Calculate your Bitcoin profit, loss and ROI after trading fees. Enter your buy price, sell price, BTC amount and fee rate for an instant result with steps.

Free break even calculator: find the units and sales revenue you need to cover fixed and variable costs using price and contribution margin. Instant results.

Free monthly budget calculator: enter your income and expenses by category to see what's left over each month and your savings rate. Spot overspending fast.

Free CAGR calculator: find the compound annual growth rate of any investment from its beginning value, ending value and number of years, plus total growth %.

Estimate California guideline child support using the statewide CS = K x (HN - H% x TN) formula. Enter each parent's net income, timeshare and number of children.

Calculate the capitalization rate of a rental property. Enter income, operating expenses and price to get net operating income and cap rate instantly.

Free car payment calculator: enter vehicle price, down payment, APR, and loan term to get your monthly auto loan payment, total interest, and total cost.

Calculate the cash-on-cash return on a rental property. Enter net operating income, mortgage payments and cash invested to see your real cash return.

Estimate Texas child support using the state guideline percentages of monthly net resources, with the current 11,700 dollar net resources cap applied.

Calculate customer churn rate, retention rate and average customer lifespan from your starting count and customers lost, with optional annualization from monthly data.

Estimate buyer closing costs on a home purchase. Add lender fees, title, prepaids and transfer tax to see your closing costs, percent of price and total cash to close.

Free compound interest calculator: see how savings or investments grow with any rate, compounding frequency and optional monthly contributions, plus worked examples.

Calculate the outcome of a crypto dollar-cost averaging plan. Enter your contribution, number of periods, average buy price and current price to see profit and ROI.

Free crypto profit calculator: enter quantity, buy and sell price, and trade fees to see your profit or loss, ROI, and total fees on any coin trade instantly.

Calculate customer lifetime value from order value, purchase frequency, margin and lifespan. See annual margin per customer and your LTV to CAC ratio instantly.

Project your investment growth Dave Ramsey style — monthly contributions compounded monthly. Free calculator showing future balance, total invested and compound growth.

Compare the debt avalanche and snowball methods. Enter your debts and budget to see months to debt-free and total interest paid. Free payoff calculator with steps.

Free debt to income ratio calculator: divide your monthly debt by gross monthly income to get your DTI percentage and see if lenders rate it healthy or high.

Calculate the sale price and how much you save from an original price and a discount percentage, plus reverse percent-off and double-discount stacking.

Project your dividend income and portfolio growth with reinvestment (DRIP), annual contributions and dividend growth. See your final balance, total dividends and yearly income, and work out how much to invest to earn a target monthly income.

Free down payment calculator: enter a home price and percent to instantly see your down payment in dollars and the loan amount you still need to borrow.

Calculate your monthly electricity bill from units consumed using tiered slab rates, a fixed charge and tax. See the full slab-by-slab breakdown instantly.

Calculate how big your emergency fund should be and how long it will take to save. Enter expenses, coverage months and savings rate. Free, with the formula shown.

Project your EPF / PF retirement corpus in India. Enter basic + DA, interest rate, salary growth and years to see contributions and compounded interest with the formula.

Create a job estimate or price quote free online. Add line items, a contingency percentage and tax, and get an instant subtotal and estimated total with the math shown.

Calculate your Ethereum profit, loss and ROI after trading fees. Enter buy price, sell price, ETH amount and fee rate for an instant result with full steps.

Calculate Fixed Deposit maturity with quarterly, monthly or yearly compounding. Enter principal, rate and tenure to see interest earned and the maturity value.

Calculate your FIRE number from your annual expenses and safe withdrawal rate, then see how close you are and how many years until financial independence.

Estimate Florida child support with the income-shares model. Enter each parent's net monthly income, number of children and overnights for a guideline estimate.

Create a professional invoice free online. Add line items, set a tax rate, discount and shipping, and get instant subtotal, tax and total-due math shown step by step.

Calculate the value of gold by weight, karat and spot price. Enter grams, ounces or tola plus purity to get the melt value, price per gram and total worth.

Calculate the melt value of gold from its weight, karat purity and the current spot price. Free gold value calculator supporting grams, troy ounces, pennyweight and more.

Calculate gross margin, markup and gross profit from your revenue and cost of goods. See the difference between margin and markup with the formula and an example.

Estimate your home equity line of credit. See max available credit, interest-only draw payments and amortized repayment payments from your home value and rate.

Free inflation calculator: see how much a sum will cost in the future and how much purchasing power your money loses over time at any annual inflation rate.

Project the future value of your investments. Enter an initial amount, monthly contribution, annual return, and years to see growth with this free calculator.

Free IRR calculator. Enter a series of cash flows and instantly find the internal rate of return, with the NPV formula and worked example shown.

Estimate monthly payments on a jumbo mortgage. Enter loan amount, rate and term to see principal & interest, total PITI and total interest with the formula shown.

Free Kisan Vikas Patra calculator: enter your investment and rate to see the KVP doubling period and maturity value, with annual compounding worked out instantly.

Project your KiwiSaver balance at retirement. Combine your contribution rate, the 3% employer match and the government contribution under NZ's 2024 rules.

Estimate the cost to buy out your car lease. Enter the residual value, monthly payment, months remaining and fees for an instant pre-tax buyout figure.

Calculate your monthly loan payment (EMI), total interest and total amount repaid for any loan amount, interest rate and term, and see how principal and interest split over time.

Free Mahila Samman Savings Certificate calculator: enter your deposit to see the 2-year maturity value and interest at 7.5% with quarterly compounding, shown instantly.

Enter your cost and selling price to find profit, markup percentage and profit margin — and understand the difference between markup and margin with a full conversion table.

Find out how much house you can afford. Enter income, debts, down payment and rate to see your max monthly payment, loan amount and home price using the 28/36 rule.

Free mortgage payment calculator: find your monthly principal and interest, total interest, and total cost, plus property tax, insurance and HOA in one estimate.

Free net worth calculator: subtract your total liabilities from your total assets to see exactly what you own minus what you owe, in seconds.

Calculate your National Pension System corpus, lump sum and monthly pension at 60. Enter monthly contribution, age, expected return and annuity rate.

Free net present value calculator. Enter a discount rate and cash flows to find NPV, present value, and profitability index, with the formula shown.

Free NSC calculator: enter your investment and interest rate to see the National Savings Certificate maturity value and interest earned after 5 years of compounding.

Free payback period calculator. Enter an initial investment and cash inflows to find how long it takes to recover your money, with the formula and example.

Calculate your Public Provident Fund maturity value. Enter yearly deposit, interest rate and tenure to see total invested, interest earned and final corpus.

Calculate prorated rent for a partial move-in or move-out month. Enter monthly rent, days in the month and days occupied to get the exact rent you owe.

Create a purchase order free online. Add items with quantity and unit cost, set tax and shipping, and get an instant subtotal and order total with the math shown step by step.

Calculate Recurring Deposit maturity with quarterly compounding. Enter monthly deposit, interest rate and tenure to see total deposited, interest and maturity.

Make an itemized sales receipt free online. Add items with quantity and price, set the tax rate and amount paid, and get instant subtotal, tax, total and change due.

Calculate gross and net rental yield on a property. Enter monthly rent, annual costs and property value to see your yield percentage instantly.

Calculate your restaurant's food cost percentage and a suggested menu price from a target. Enter plate cost and price to see margin and profit per dish.

Calculate Return On Ad Spend (ROAS) from revenue and ad spend. Get the ROAS ratio, percentage and ad ROI instantly to judge your campaign performance.

Free ROI calculator: find return on investment, net profit and annualized ROI from your cost and final value. ROI = (final − cost) ÷ cost × 100.

Free rule of 72 calculator: estimate how many years it takes to double your money at any interest rate, with the exact compound doubling time and worked examples.

Calculate the future value of a savings bond. Enter principal, annual rate and years to see what your bond grows to and the total interest earned, compounded yearly.

Free savings goal calculator: find the monthly contribution needed to reach a savings target by a date, with interest growth on what you already have and worked examples.

Free Senior Citizen Savings Scheme calculator: enter your deposit and rate to see the quarterly SCSS interest payout, total interest over 5 years and maturity value.

Calculate the value of silver by weight, fineness and spot price. Enter grams or ounces plus purity to get the melt value, price per gram and total worth.

Estimate the maturity value of a monthly Systematic Investment Plan (SIP) — the amount invested, the returns earned and the final corpus — for any monthly amount, return rate and time period, with worked examples and a year-by-year growth table.

Free simple interest calculator using I = P × r × t. Enter principal, rate and time to get the interest and total instantly, with worked examples and a reference table.

Calculate a step-up SIP that grows your monthly investment each year. Enter the SIP amount, annual step-up, return rate and tenure to see your maturity corpus.

Calculate solar panel ROI, payback period and lifetime savings. Enter system cost, incentives, production and your electricity rate for instant results.

Estimate crypto staking rewards with this free calculator. Enter your stake, APR, period and compounding frequency to project rewards, final balance and effective APY.

Free stock profit calculator: enter buy price, sell price, shares and fees to see your total cost, proceeds, profit or loss in dollars and your return on investment.

Free Sukanya Samriddhi Yojana calculator: enter your yearly deposit and interest rate to see SSY maturity at 21 years, total invested and interest earned instantly.

Project your super balance at retirement. Enter your balance, salary, age and employer contribution rate to estimate your superannuation with the formula shown.

Plan a Systematic Withdrawal Plan with inflation-adjusted withdrawals. See total withdrawn, balance left and how long your corpus lasts at a given return.

Calculate the tip and total on any bill, and split it evenly between any number of people — updates instantly as you type. Includes US 15–20% norms, worldwide customs, and a tip table.

Estimate your new UK State Pension for 2024/25 from your qualifying National Insurance years. See the weekly, monthly and annual amount instantly.

Estimate a USDA rural home loan payment with the upfront guarantee fee and annual fee. Enter price, rate, term, and taxes to see your full monthly payment.

Estimate a VA home loan payment including the VA funding fee. Enter price, down payment, rate, term, and taxes to see your monthly principal, interest, and total.

Split your total wedding budget across venue, catering, photography, flowers and more using typical percentage breakdowns. See per-guest cost and a full category plan.

Calculate the zakat due on your wealth — 2.5% of your net zakatable assets (cash, gold, silver, savings and investments minus debts) held at or above the nisab threshold for one lunar year.