Utah Paycheck Calculator
Estimate your Utah take-home pay after federal income tax, Social Security, Medicare and Utah's flat 4.55% state income tax. Net pay per check and per year.
Updated 2026-06-14 · Free · No sign-up · Runs privately in your browser
| Line | Per period | Per year |
|---|
Show the steps
Estimate for 2024 — federal/state rules change yearly. This does not include local/city taxes, pre-tax 401(k)/health deductions, credits, or other withholdings. Utah uses a taxpayer tax credit rather than a standard deduction; this estimate applies the 4.55% flat rate to federal taxable income as a simplification. For an exact figure, consult a tax professional or your payroll provider.
How Utah Paycheck Taxes Work
Your Utah paycheck is your gross salary minus federal income tax, Social Security, Medicare, and Utah state income tax. This calculator applies the 2024 federal and Utah rules to estimate your net (take-home) pay per pay period and per year, plus your effective tax rate.
Enter your annual gross salary, choose your pay frequency (annual, monthly, biweekly or weekly), and select your filing status (Single or Married filing jointly).
Estimate for 2024 — federal/state rules change yearly. This does not include local/city taxes, pre-tax 401(k)/health deductions, credits, or other withholdings. Utah uses a taxpayer tax credit rather than a standard deduction; this estimate applies the 4.55% flat rate to federal taxable income as a simplification. For an exact figure, consult a tax professional or your payroll provider.
Federal Taxes
Federal income tax is progressive. For 2024 the standard deduction is $14,600 (Single) or $29,200 (Married filing jointly), and the remaining taxable income is taxed across the 10%, 12%, 22%, 24%, 32%, 35% and 37% brackets — each rate applying only to income inside its band.
FICA payroll taxes also apply: Social Security at 6.2% on the first $168,600 of 2024 wages, and Medicare at 1.45% on all wages, with an extra 0.9% Additional Medicare surtax on wages above $200,000 (this threshold rises to $250,000 for married filing jointly).
Utah State Income Tax
Utah uses a flat income tax rate of 4.55% for 2024. There are no brackets — every dollar of taxable income is taxed at the same rate, which makes Utah simple to estimate. The rate has been trimmed in recent years, falling from 4.95% to 4.85%, then 4.65%, and now 4.55%.
Unlike most states, Utah does not offer a standard deduction. Instead it applies a taxpayer tax credit that gradually phases out as income increases, softening the bill for lower earners. To keep this estimate straightforward, the calculator applies the 4.55% rate to your federal taxable income (gross minus the federal standard deduction); the result is close for typical salaries but may slightly overstate the state tax for very low incomes that still qualify for the full credit.
Worked Example
A single filer earning $60,000 in Utah:
- Federal taxable income = $60,000 − $14,600 = $45,400
- Federal income tax ≈ $5,216
- Social Security (6.2%) = $3,720
- Medicare (1.45%) = $870.00
- Utah income tax = 4.55% × $45,400 = $2,065.70
- Total tax ≈ $11,872 → Net pay ≈ $48,128/year (about $4,011/month)
- Effective tax rate ≈ 19.8%
Utah Take-Home Pay at a Glance
Estimated net pay for a single filer, 2024 (federal + FICA + Utah income tax):
| Annual salary | Est. total tax | Net pay (year) | Net pay (month) |
|---|---|---|---|
| $45,000 | ≈ $8,242 | ≈ $36,758 | ≈ $3,063 |
| $60,000 | ≈ $11,872 | ≈ $48,128 | ≈ $4,011 |
| $85,000 | ≈ $20,247 | ≈ $64,753 | ≈ $5,396 |
| $120,000 | ≈ $32,314 | ≈ $87,686 | ≈ $7,307 |
These figures exclude the taxpayer tax credit phase-out, city taxes, 401(k) and health-insurance deductions, and other credits, so your real paycheck may differ.
Frequently asked questions
Does Utah have a state income tax?+
Yes. Utah charges a flat state income tax — 4.55% for 2024 — on taxable income, with no graduated brackets. Everyone pays the same rate regardless of income, though a taxpayer tax credit reduces the bill for lower earners.
What is the Utah income tax rate for 2024?+
Utah's 2024 flat income tax rate is 4.55%. The rate has been cut steadily in recent years — from 4.95% to 4.85%, 4.65% and now 4.55% — as part of ongoing tax reductions.
How much is taken out of my paycheck in Utah?+
A single filer earning 60,000 dollars a year pays roughly 5,216 dollars in federal income tax, 3,720 dollars in Social Security, 870 dollars in Medicare and about 2,066 dollars in Utah income tax — leaving roughly 48,128 dollars net, or about 4,011 dollars per month.
Does Utah have a standard deduction?+
No. Instead of a standard deduction, Utah uses a taxpayer tax credit that phases out as income rises. This calculator applies the 4.55% rate to your federal taxable income as a labeled simplification, so very low earners may owe slightly less than shown.
Is Utah a flat-tax state?+
Yes. Utah is one of a handful of flat-tax states, applying a single 4.55% rate to all taxable income for 2024. There are no income brackets, so your marginal and average state rates are effectively the same.